Choose Choice.
Broader hospital systems, no penalties, carryover credits — switching your company’s health insurance doesn’t have to be complicated.
Innovative Employee Benefits
Are your employee benefits falling short of expectations? With PHP, your employees get more than the best possible coverage — much more. Our network includes all large regional hospital systems, plus solutions for remote and out-of-state employees. And when you switch, employees get to keep credit for deductibles and out-of-pocket maximum expenses which have been met under prior health plans, often with no penalties. View the resources below to learn more, or fill out our contact form and a PHP advisor will reach out to you shortly.
Talk to a PHP advisor today.
Products & Services
PHP offers a wide variety of products—perfect for your business! What’s even better? PHP has the technology, analytics, and tools to help your HR team recruit and retain employees.
To find out what product might be the best fit for your company, visit our Plan Finder tool to get started.
Top 5 Reasons to Choose PHP
- We are locally based – When it comes to health and wellness policies, the medical decision-makers at PHP are local physicians who understand the unique needs of Indiana families.
- We focus on values, not profit – As a not-for-profit health insurance company, we have a true commitment to take care of people in the communities we serve.
- You can talk to real people – The PHP team lives and works here. When you call, you’ll speak directly with a local, friendly member of our customer support staff.
- We make insurance easier to understand – Health insurance can be complicated. PHP offers simple tools and resources to help you every step of the way.
- Commitment to Community – PHP has a true commitment to support our communities. PHP, with the PHP Foundation, distributes the first $500,000 of any profit and 15% of our operating income to the communities we serve.